Saturday, December 31, 2011


Just as serial number 2011 is followed by 2012 in numerical order, similar is the truth in the close of year 2011 followed by birth of year 2012.

The clicking of the clock at 12 pm today midnight on 31 Dec 2011 would signal the end of year 2011 and dawn of New Year – 2012.

The dawning of New Year would signify closure of all life’s chapters for year 2011 and opening of new chapters for the year 2012. It would also signal everyone that we would be 365 days older than what we were a year ago.

Whatever it is the picture would speak more than what I can express. Nonetheless I would like to translate in brief what the picture tells us all about. The bloggers can also interpret the picture in their own way as what they perceive.

But to me, the three figures on the horizon with their faces turned towards the rising sun signals warm welcoming of the New Year 2012 and the vast sky space above them exemplifies that there are abundant new opportunities & challenges, new dreams and aspirations, happiness, prosperity and peace in store for everyone to explore, sow and reap. On the other hand, the dark landscape in the picture testifies setting of sun for year 2011 and the three figures with their back turned against the dark landscape seemingly bids farewell and goodbye to the year 2011.

So in the similar manner as in the picture and as I join everyone to bid adieu to year 2011 and welcome new year 2012, I would like to wish each and every blogger a very Happy and Prosperous New Year 2012.

Sunday, October 16, 2011

A Dream - Fulfilled

Ever since the announcement of the Royal Wedding by His Majesty the King at the inaugural address of 7th Session of Parliament on Friday the 20th May, 2011 I had a dream of presenting a gift to Their Majesties. The gift that instantly struck to my mind was nothing special or extraordinary than a simple oil portrait of the Royal Couple.

The news of royal bride’s deep love and admiration for fine art inspired me more than anything else to give a try in painting an oil portrait of the royal couple though I had never painted portraits of our great Kings and Queens except some Dzongs and landscape scenery paintings.

I started painting the portrait of the royal couple since August, 2011 on a small canvass of 14 by 18 inches size. It took me exactly eight weekends to complete it as Saturdays and Sundays were the only free hours available to do the painting. Nevertheless, despite such limited time at my disposal I could finish the portrait painting which was framed it ready just barely a week before the final count down of historic royal wedding day.

Thus, on 12th Oct, 2011 I took the completed portrait to Thimphu. My family also accompanied me. Our only wish was to present the portrait as a humble gift and pay our tribute to Their Majesties during the 3 days Royal Wedding celebrations from 13 – 15 Oct, 2011.

After the historic and grand royal wedding celebrations in Punakha on 13th Oct, the royal entourage returned to Thimphu on 14th Oct during which all the students, civil servants and general public of Thimphu received His Majesty the King, Jigme Khesar Namgyel Wangchuk and Her Majesty the Queen, Jetsun Pema Wangchuk with unlimited rejoice and offerings heartfelt greetings of good wishes and Tashi Delek on the successful royal wedding. It was indeed a big welcome to Their Majesties by an unimaginable large gathering of well wishers and people of Bhutan who thronged all along the main street of Thimphu City stretched from Simtokha to Tashi Chodzong.

I also joined with the long procession of well wishers just above Druk Taj Hotel and after 5 long hours of patience wait from 4.20 pm to 9.20 pm I got the golden opportunity to offer the oil portrait gift when Their Majesties finally approached the point where I had been anxiously waiting.

The portrait that I was going to offer as a gift to Their Majesties was beautifully wrapped with a special Bhutanese ‘Baysho’ paper and nicely tied with a Tashi Delek scarf.

The moment Their Majesties came near me I presented the gift to His Majesty the King and reported in Dzongkha, “Miwang Gnadag Rinpoche dang Ashi Nyiki Portrait Art Enla”.

HM the King instantly looked at the wrapped gift with a big surprise and lost no time in asking the questions in English,

“Oh! Really? Who painted it?”

I gracefully answered back in Dzongkha, “Nga ghi chab chab enla”
“Can I open it?” was what HM the King further questioned in English to which I answered, “Yes, Your Majesty”

HM the King then unfurled the scarf knot tied around the portrait gift after which we tore open the ‘Baysho’ paper.

On seeing the portrait art HM the King loved the painting and commented, “Wonderful and well done!” and further asked me, “Do you paint regularly?”

“I just gave a try” was what I could simply answer to which HM the Queen quickly commented, “Nice try!”

HM the King then asked me in Dzongkha, “Choegi ming gachi mo? La gatey baydho?”

I respectfully answered that I am Ugyen Wangdi, working in Bank of Bhutan, Phuentsholing.

HM the King then said, “Thank you very much. I shall send you a letter of thanks and a gift in
return” to which I remained speechless not knowing what to say.

HM walked forward a little, looked at me from a few yards distance and thanked me repeatedly for the gift that I had just presented.

I now realize that a simple portrait gift of mine had the power to draw the attention of Their Majesties for almost 7 minutes during which I had such golden opportunity of personally interacting and exchanging words with them that I never dreamed of. Not only I alone, even my family members including my wife, son and daughter had great opportunity to see and hear Their Majesties very closely.

I am very happy that I could fulfill my dream of gifting an oil portrait as a tribute to Their Majesties on the most befitting occasion of the historic royal wedding. I shall remember and cherish the 14th Oct, 2011 as a great and most memorable day in my life on which I received words of admiration from our great King and Queen. I am even more inspired now to specialize in portrait paintings of great people on a much larger size and present as gifts on special occasions. The 5 hours of patience was worth the wait indeed.

Lastly I pay my sincere respect and deepest gratitude to Their Majesties for their wedding ceremony without which I would not have been able to bring out such a befitting gift of a Royal Portrait. I also wish to thank my family members, relatives and all my friends and colleagues for their unfailing support and encouragement in fulfilling my ‘dream’of presenting a portrait art gift to Their Majesties.

Long live Their Majesties and a very happy Married Life!

Friday, September 16, 2011

Portrait Painting - A Tribute to Royal Couple of Bhutan

The countdown has begun for another national event for the people of Bhutan. Beginning today the 16th Sept 2011, exactly 27 days are left for Bhutan to witness grand celebration of the Royal Wedding of His Majesty the King Jigme Khesar Namgyel Wangchuk and Queen Jetsun Pema on 13th Oct, 2011.

This day will usher in yet another significant landmark in the history of Bhutan which shall be most sacred to the Country and its people, not only for the present generation who will witness live ceremony but also for many future generations to come who will remember, rejoice and commemorate the great Royal Wedding event as national holiday.

This day will be another special moment for Bhutan to showcase its rich culture and traditions to the rest of the world through royal wedding ceremony.

This day will also be a rare and precious opportunity for all the people of Bhutan to pay their solemn tributes to the Royal Couple.

On the occasion of the upcoming Royal Wedding and to commemorate the sacred national event let me, through this Royal Couple portrait, join with all the people of Bhutan in paying our tribute to Their Majesties.

And through this Royal Portrait oil painting which will speak more than what all the people of Bhutan would like to express, let us wish the Royal Couple a very long life. May Royal Wedding usher in ever lasting peace, prosperity and happiness to Tsa-Wa-Sum.

May His Majesty Jigme Khesar Namgyel Wangchuk and Her Majesty Jetsun Pema continue to shine the people of Bhutan and remain as People’s King and People’s Queen till eternity.

May Kencho Sum bless the Royal Couple and people of Bhutan.

Friday, July 15, 2011

Convocation Ceremonial Cap – What it Signify?

Convocation means ‘the act of calling together’ or ‘a large formal gathering of people’. That is what dictionary simply says.

But to every degree holder including me, it connotes much more than mere gathering of people.

The ‘Convocation Ceremonial Cap’ represents a symbol of ‘Triumph’ and ‘Award’ for one’s hard work, perspiration and dedication devoted in Schools and Colleges. It is the bumper harvest of whatever seeds that were sown all along the years of our education. Convocation is indeed a special and rare moment for all academicians to celebrate their achievements in symbolic ceremonial cap with pride and honour.

Though it is the individual academician who is ultimately conferred with the Honorary Degree upon graduation, yet there are many players involved in making impossible things possible which is truly the winning of the ceremonial Convocation Cap.

First is the Royal Govt for establishing educational infrastructure in the country. Next, our beloved Parent for admitting us in schools followed by noble Teachers in imparting precious knowledge. Finally it is us, the graduates, who now has to serve the Tsa-Wa-Sum (King, Govt and People) with loyalty and dedication in return for what all have been given.

The most befitting Convocation Ceremony (for graduates of the eight Institutes of Bhutan) being held in YDF hall, Thimphu today the 15th July, 2011 thus reminds me of the past historic occasion when I along with 38 other graduates of Sherubtse College were conferred with Degree Certificates with the same symbolic ‘Convocation Cap’ way back in May 1987 in honour of graduating ourselves as the first graduate from premier College in Bhutan.

Just as May 1987 was a special and grand month for us, Today - the 15th July, 2011 is also a very special and significant day for all of the graduates attending the ceremony.

Thus in commemoration of the past historic and prestigious convocation event (which is only a memory now) I join with each and every one of the graduates in celebrating the precious convocation ceremony that is being held today in Thimphu.

To All Graduates – while I wish you heartiest Congratulations and Tashi Delek, you are now the Heroes and Heroines of Palden Drukpa and I am proud of all of you.

Tuesday, July 5, 2011

'Banking' is more than the “Layman’s Understanding of a Bank”

To any laymen if we ask a question, ‘What is a Bank?’ they will tell you Bank is a place where there is plenty of money.

But the most ridiculous aspect of laymen’s understanding is that anyone who is working in Bank is rich with money. They often mistake that employees working in bank own the entire bank’s cash and can be used for their own personal needs no matter what. They fail to understand that whatever cash bank holds is government’s money and whatever deposits bank holds are people’s money and not the money of the individual employees.

I vividly remember encountering a middle aged man in 1991 in Trashigang. He asked me, “Where are you working?” to which I honestly answered that I am working in Bank of Bhutan. Then he commented, “Wow, that means you are a very rich man!” ironically referring to mean that all physical cash lying in the bank belonged to me. I tried to convince him the truth but in vain.

Even now most people at the back of their mind have still the notion that bank is simply dealing with money only and nothing more. Worst still they consider Bank is inferior to other Civil Offices in the country.

The Real Truth of Banking…………

But the real truth is Bank has a much larger role to play besides simple cash transaction. In fact Banks play a pivotal role in growth of economy through its host of products and services from acceptance of deposits and extending loans to drafts and remittances, export and import services, ATM outlets, SMS and Internet banking, to Debit / Credit Cards etc.

As bank is in the business of making profit it definitely makes money out of interest spread or interest margin between low cost deposits it accepts from and high yielding loans it extends to public. But all must understand that whatever profits made at the cost of public are deposited in to govt’s exchequer in the form of taxes and dividends from where money is again made available to people in the form of salaries, perks and expenditures for public spending.

In essence bank facilitates easy money supply in the country for everyone’s needs. Bank is indispensable for the economy and for everyone no matter how people construe it to be.

Saturday, June 25, 2011

Paying attention to small things

Every reader must have noticed the first caption of the Kuenselonline News Issue of 25th June, 2011 reading in bold letters such as:

All ayes for need of it

Chairman asks for it to be drafted in consultation with relevant authorities

National Flag Bill 24 June, 2011 - National Council members yesterday unanimously agreed on its social and cultural affairs committee’s proposal for the need of a national flag bill.....

Although the word 'ayes' will be definitely presumed by all shrewed readers to be actually 'eyes' and is only a misprint and nothing else, but it has got a lot of bearing on the way such trivial error is being flashed in the only National Newspaper such as Kuensel. Such error could have been avoided if only the people responsible were little more cautious and did not take anything for granted.

We the Bhutanese including myself have the habit of not paying much attention to what we actually do. We always tend to believe that things would be in order and least bother to reconfirm. But let us remind ourselves that it is always better to examine the things before we believe and accept them that all would be in order.

Tuesday, February 15, 2011

A Life's Lesson of the Past

Every individual would have experienced some incidences in their life which might have, in one way or other, been life’s lessons for them especially with things we encounter every day. There could be certain things to which one should act or should not act. But whatever lessons – small or big - we learn from life, if they are not shared with others they will only die away from memories without benefitting or adding any value for others.

Even if we have anything to do or act in life, the principle is we always have to think twice before we attempt anything. Otherwise it will only embarrass us and repent for having done something.

For the benefit of all – though it might sound rather funny and laughable –I want to share with the visitors to this blog one of my real life incident which I experienced a long ago in the past.

Here it goes…….

“It was Monday the 31st of January 2000. Time was just few minutes past 8 pm in the evening when that - funny yet worth notable – incident occurred near Gupta Photo Studio in Jaigoan.

I had gone to Chandra Clinic Optics in Jaigoan to collect my brand new spectacles that I had ordered the previous day. On my return I loitered from one shop to another, pondering over what I ought to buy when suddenly from a distant of some 10 meters away I noticed a group of 3 women.

With their backs turned to me and slightly bent they were busy buying beetle nuts from a vendor. As I took a closer observation as to whom they were I deduced that one of the women was none other than Mrs. Tshering Dema, wife of G. Norbu, a shopkeeper in Trashigang whom I knew.

She was wearing the same, familiar ‘Mathra Kira’ that I saw her often in that attire when I used to visit her shop for collection of loan repayments whilst in Trashigang. Even from her stature and one side of her face, which was visible, she appeared to my eyes as herself. My conscience also convinced me that she was the same Tshering Dema whom I knew during my stay in Trashigang (1991 to 1998). I finally construed myself as “may be, she must be possibly buying beetle nuts for her business”. But what I completely forgot was to ask myself as to why she would have to come all the way to Jaigoan to buy the beetle nuts when they are readily available in Samdrup Jongkhar.

Without an inch of doubt and hesitation, and at the same time over confident of myself that she was the 'known' Tshering Dema, I hastily increased my pace towards her and patted her back teasingly. At the back of my mind I had already decided what to tell her. I was about to utter something to her when she slowly raised herself up and turned to me. But to my great surprise and shame I realized that, ‘that Tshering Dema whom I had visualized moments ago’ was actually someone whom I never met at all before, let alone knowing her.

No doubt by her appearance from every angle she resembled Tshering Dema whom I knew. The only difference I observed was in the shape and size of their noses. The replica bore short and flat nose while the original one had long and pointed one as far as I could recollect. But all other features of their faces looked similar to me. What a great replica and a co-incidence!!!

Completely stunned and lost myself I could not even say "sorry" to her except to pretend myself as if I was not the one who patted her from the back. Instead I silently continued my walk up to my residence. All along the way I could not help myself laughing recollecting that funny, co-incidental event that took place”

The lesson I learnt from that event: There will sometimes be people who might resemble a replica of someone whom we know. But we must always first ascertain and be 100 percent sure of ourselves before we jump into any conclusions. It reminded me of the old adage, “Look Before You Leap”

Sunday, February 13, 2011

The Color Wheel & Wonders of 3 Primary Colors

I am really fascinated by the wonders of 3 Primary Colors which can produce a complete Color Wheel with 12 segments of colors.

I guess everyone knows which are the 3 Primary Colors? Of course they are they are Blue, Red and Yellow.

These colors are known as ‘Primary’ for the sole reason that they cannot be produced by a mixture or a combination of any other colors.

In the color wheel the Primary Colors are indicated by a capital letter ‘P’.

From the 3 primary colors we can create 3 Secondary Colors with a mixture of any 2 primary colors. They are Orange obtained by a mixture of equal quantities of Red and Yellow, Green derived from a mixture of Yellow and Blue and Violet which is the resultant mixture of Blue with Red. The secondary colors are indicated by a capital 'S'.

Is this the end of the color mixture magic? No! We can further create 6 more colors known as Tertiary Colors which are obtained from mixtures of Primary and Secondary colors. For example we get Red-Violet, Red-Orange, Blue-Green, Blue-Violet, Yellow-Green and Yellow-Orange colors. Again in the color wheel the tertiary colors are indicated by the capital letter, 'T'.

Isn’t it really fascinating and surprising that we can create many different colors just from 3 primary colors? What a wonderful surprise, yet so economical for painters and artists. We need not buy a packet of 12 colors as we can easily create on our own.

Of course the artist has to buy the ‘White’ color which is essential color for lightening the value of color called Tint. For example when White is added to Blue it will result in Light Blue, which is a tint of Blue.

If anyone is interested and curious to know more about color wheel and its theory please visit the web.

Wednesday, February 2, 2011

The birth of New Year - What it all Signifies?

The 2nd of Feb, 2011 closes the chapters for Bhutanese "Iron Male Tiger Year". Just as each chapter is followed by next chapter, the dawning of 3rd Feb, 2011 will give birth to a new Bhutanese "Iron Female Rabbit Year" that will rule for another 1 year.

It is time for us to cherish all our achievements of Iron Male Tiger Year and also time to celebrate the new Iron Female Rabbit Year with renewed hopes and aspirations.   

But what does the birth of such new year signify? It means a lot to us. We are one year older than what we were in Iron Male Tiger Year. At the same time we are also closer to death by one year.

I can vividly remember the sayings of my lama, Rangshikhar Rinpoche. He always used to remind his followers that, "death approaches nearer and nearer; and there is no one who has remained alive even in the past or present".

So when the new year is in our hand let us all re-dedicate this new year with solemn prayers and wishes for the benefit of all sentient beings.

May all enjoy peace, happiness and prosperity in the Iron Female Rabbit Year 2011.       

Wednesday, January 19, 2011

When can we say we have Learnt and Know Everything?

Learning, learning, learning........there is no end to learning in life! In fact everyday is a new learning experience for each one of us. 
There are many more to learn even with some of the things we know or have learnt. For instance even the professionals and learned educationists - like the medical doctors, PHDs, engineers, scientists, masters, architects, lawyers, IT specialists, bankers, etc - though they know something of their own professions yet none can proclaim themselves that they know everything of their profession as there are many more still to learn.
Every school-going child passes through the whole learning cycle from Class PP to Class X in Schools, pre-university studies and degrees from colleges and universities and finally gets employed in services. But even after employment everyone has to undergo yet another learning process in service careers from dispatch to accounting to management and finally as leaders.
Is this the end of our learning process? Definitely Not!  Even the leaders - who have reached the top of the employment rung – have still to learn how to manage people, be a good leader and so on and so forth…...  
Everyone, irrespective of one’s profession, is still a learner as there are many, many new things to learn and many, many things that we do not know in life. Though there is much more to learn, however, life is too short to learn that no one can claim one has learnt and mastered everything.
Even in life after death if born as humans the whole learning process will start all over again. So there is ‘No End to Learning’
So, when can we say that we have learnt and know everything?  I suppose, NEVER……!
Nevertheless, let us all be guided by this wisdom, “Learn as if we will Live Forever”

Monday, January 10, 2011

Change of Banking Scenario in Bhutan

The banking in Bhutan in the past was primarily characterized by complete monopoly and orthodox style of managing business. Prior to the emergence of Bhutan National Bank (BNB) as the private bank, Bank of Bhutan as the only commercial bank in the country enjoyed the monopoly of catering to customer service in whichever way they preferred. The customers were completely at the mercy of Bank of Bhutan since they did not literally have any other options than to depend on BOB for all their banking needs irrespective of quality of customer services extended by BOB. Under these circumstances and coupled with the luxury of enjoying full support of the Govt through the Ministry of Finance maximization of profit was guaranteed for BOB; and these factors  rather forced BOB to remain complacent in their drive for customer acquisition and providing quality customer services.  
The complacent attitude of BOB towards customer service continued to remain same even with the emergence of BNB as a private bank in 1996-97. Being the new player in the market and with their innovative ideas and strategic approach towards aggressive marketing of customer acquisition, BNB was able to capture the market share of over 40 % in the kingdom. 
But now the banking scenario in terms of competition among the banks in the kingdom remains completely changed with the entry of Druk PNB Ltd and TBank Ltd as additional private banks, along with BDFCL now given the license to operate as a bank. Bhutan can now boast of having five banks in the country, viz. BOBL, BNBL, Druk PNB Ltd,  TBank Ltd and BDFCL. The banks can no more remain complacent in their attitude towards customer service as in the past.  In order to survive in the market each bank now has to adopt different strategies of acquiring new customers and improving  customer service quality.
The question now arises how many new and different customers can really be acquired by the banks with a small population of Bhutan just lying above 0.7 million and at the same time with the very small and limited number of customers. Customers can now test the quality of customer service each bank provides and if they are not satisfied they always have the option of migrating to other banks whosoever is able to meet their expectations. In the process there will be continuous flow of same customer from one bank to another thereby creating a vicious circle of customer migration within the banking environment.   
I foresee that each bank in the country would be competing to acquire the existing clients of other banks. The type and nature of financial services and products offered by the banks in Bhutan are more or less similar. And customers now have the full option of selecting the banks of their choice. Their choice and selection of banks would now be predominantly determined by the quality of customer service and not by the type and nature of products and services the banks offer.
When I say “quality of customer service” I mean the promptness and fastness in the delivery of services, politeness and cordial attitude of banks’ staff and the banks’ ability to meet all the customers’ expectations.
The essence of competition among the banks in Bhutan is now vested with the acquisition of new customers and improvement in the quality of customer services rather than the launch of new products or improvisation of existing products. Whichever bank delivers fast and prompt services and meets customers’ expectations will be able to automatically maximize their market share and profitability.
As people can judge the effectiveness and performance of banks by the size of customer base, each bank is now confronted with greater challenges of seriously competing for customer acquisition and improving customer service. The banks in Bhutan do not anymore have the privilege of remaining complacent in their attitude to customer service. Either they have to come up with new innovative ideas and strategic plans to acquire new customers and improve customer services or else they will lose their market share with adverse impact and decline in their profitability.                         

Right Person for the Right Post

Organisation exists when there is a leader and group of people working for its business. No organisation can exist without people. So the basic prime factor for success or failure of any organisation anywhere in the world depends on the quality of its leader and workforce.

A good leader must therefore satisfy the qualities of dynamism, selflessness, high degree of integrity, broadmindedness with positive attitude and above all fair treatment of all workforce. Irrespective of the qualification and knowledge; rank and seniority; skilled and non-skilled; related party or not, all members of the workforce are equal in the eyes of the organisation. Therefore it is very crucial that a good leader runs the organisation without any discrimination and nepotism among the workforce.

However, people might argue that success or failure of organisation do not entirely depend on its leader but rather on its systems and procedures. But who makes and originates the systems and procedures? Of course they are made by the leader and his management team (comprising of people). The quality of systems and procedures whether strong or weak, therefore, ultimately depends on the quality of the leader.

If the top leader is clean everything down the line including the systems would be clean. But if the leader is selfish and corrupt everything would be corrupt. I feel that high prevalence of nepotism and favouritism is the main culprit of weakening the good systems and thereby resulting in high level of corruption in any organisation.

Therefore since it is the leader who is responsible for success or failure of the organisation it is highly essential that government put in place a strong culture of selecting a right leader for a right post. There should not be any bias or favouritism even in the initial selection of the leader.

Sunday, January 9, 2011

What people always forget!

People always forget to think that there are many other people beside them who would know what they do not know and who would not know what they know. This is the special characteristic of people with pessimistism or those who are egoist. These category of people will always tend to think that they know everything; but they do not realise that there would be so many people who would know what they do not know.

The fact in reality is that no two individuals are alike. One individual may be knowing what the other individual does not know. Similarly he may not be knowing what other individual knows. Thus the world is filled with different kinds of people with various levels of thoughts, understanding, knowledge and experience. That is why every individual should respect each other irrespective of their background and live in harmony and sociable.

The conflicts between countries and nations, the differences between people of various backgrounds, family feuds between husbands and wives, social disharmony etc are all because of people who do not understand that there are other people "who knows what they do not know and who do not know what they know". If people are fully conscious of these then there would be peace and harmony everywhere.

So let us always be guided by this thought that there would be people "who would know what we do not know" and "who would not know what we know".      

Friday, January 7, 2011

Steady Growth of BOB with Economic Development

Bank of Bhutan was established as the premier commercial bank in May 28, 1968 under the Royal Command of His Majesty the 3rd Druk Gyalpo, King Jigme Dorji Wangchuk. It is now the oldest and biggest bank in the country. Year after year the Bank of Bhutan has been steadily growing almost in tune with the economic growth pace of the country. As a result it is now reaping the fruits of its social and commercial services that it has rendered to the kingdom. 

As far back in 1990's only a couple of branches were making profit whereas majority of its branches were incurring heavy losses. But now with the unfolding of the 21st century the bank has made great strides in turning most of its branches to profit making centres. A table of bank's growth in terms of number of branches with profit vis-à-vis loss is reproduced below for everyone's information:  

No. of Profit Branches
No. of Loss Branches
Total Branches

The table above clearly indicate the remarkable improvement in bank's performance over the last 4 years from 2007 to 2010. As against 18 branches which were incurring losses and only 8 branches making profit way back in 2007 the Bank of Bhutan has now been able to turn around 24 of its branches to profit-making centres with only 3 branches incurring loss in 2010. This commendable performance is all due to the continued and unfailing support of all its valued constituents, government and the people of Bhutan to whom the Board, Management and all  Employees of Bank of Bhutan would like to convey heartfelt appreciation and gratitude. By 2012 it is quite certain now that all 27 branches of Bank of Bhutan would be making profit and the country will greatly benefit in terms of handsome dividends from the coffin of BOB. 

Monday, January 3, 2011


Each and every citizen of a country has his or her own individual role to play in the service of Tsa-Wa-Sum and GNH. Citizens may vary from simple farmers and village headmen to musicians, teachers, technicians, engineers, doctors, politicians, leaders etc. But irrespective of what they are and diverse professional backgrounds each one is individually and collectively responsible for achievement of economic growth and uplifting of the society and the country, be it small or large.
Few may be good leaders and good politicians, some citizens may be good at decision making and planning while some others may be expert in execution of planned activities. Still some may have the capacity of executing the roles and responsibilities independently while few others might need direct guidance and little bit of mentor from the supervisors. Some may be optimists and others pessimists. But whatever the differences in individual talents, capacities and attitudes each one can perform their best only if they live in harmony with each other and work together in the spirit of active co-operation and teamwork amongst them.  
For instance the objectives of the country cannot be achieved if the King is not supported by his subjects; if political leaders are not supported by his party members. Similarly, no CEO or the heads of agencies can individually achieve the objectives of the organization without the active support of its employees. So in order to achieve the objectives and goals whether for the country or any agencies, the co-operation and teamwork of all stakeholders are very essential. We cannot just imagine achievement of anything by itself or in isolation without the support of everyone. Each individual is dependent on one another in the world of co-existence.
Therefore the only effective tool for the service of Tsa-Wa-Sum and achieving the country’s GNH is the co-operation and teamwork of every citizen.     

Saturday, January 1, 2011

My Hobby is Painting

Dear Readers and Friends,

This is one of my latest nature paintings done in oil. It was completed on 14th Nov, 2010. I am neither a professional artists nor a full timer painter as I have not undertaken any formal courses in painting. I am just an amateur painter who have embraced painting purely as a personal hobby out of one's own interest and will. Whoever is interested in my painting please enjoying viewing on this blog.       

Nature is lovely the sight which needs to be appreciated by everyone. In this painting you will see a happy deer family residing by the stream side. The painting also shows surprising look of the deer family with their ears standing upright which clearly tells us that they have suddenly observed something striking or some danger on the other side of the stream. Guess what it could be there which has made the deers frightened.